Financials -  Yearly
JS Bank Limited
Consolidated Statement of Financial Position
  As at December 31, 2019
(Rupees in ' 000)
 
2019
2018
Assets
Cash and balances with treasury banks 25,590,173 32,111,176
Balances with other banks 476,302 978,024
Lendings to financial institutions 30,320,540 1,937,347
Investments 143,124,623 149,601,215
Advances 243,285,308 252,308,117
Fixed assets 10,693,945 6,947,725
Intangible assets 2,302,474 2,206,512
Deferred tax assets 125,857 408,992
Other assets 16,919,996 14,042,139
Assets held for sale 374,000 -
  473,213,218 460,541,247
Liabilities
Bills payable 3,804,491 3,519,924
Borrowings 54,468,283 96,558,663
Deposits and other accounts 368,543,603 319,806,852
Liabilities against assets subject to finance lease - -
Subordinated debt 7,494,800 7,496,800
Deferred tax liabilities - -
Other liabilities 19,420,729 14,720,189
  453,731,906 442,102,428
Net assets 19,481,312 18,438,819
Represented by
Share capital - net 10,119,242 10,119,242
Reserves 1,749,672 1,712,170

Surplus / (deficit) on revaluation of assets

1,308,531 (822,532)
Unappropriated profit 5,795,596 5,825,742
  18,973,041 16,834,622
Non-controlling interest 508,271 1,604,197
  19,481,312 18,438,819

JS Bank Limited
Consolidated Profit and Loss Account
  For the year ended December 31, 2019
(Rupees in ' 000)
 
2019
2018
Mark-up / return / interest earned 41,691,587 30,068,981
Mark-up / return / interest expensed 34,497,048 21,107,974
Net mark-up / interest income 7,194,539 8,961,007
Non mark-up / interest income
Fee, commission and brokerage income 3,412,160 3,318,985
Dividend income 198,432 195,185
Foreign exchange income 963,208 671,061
Income from derivatives 47,210 61,142
Loss on securities (665,997) (1,339,160)
Share of profit from associate 4,180 6,674
Other income 505,189 156,632
Total non-mark-up / interest income 4,464,382 3,070,519
Total Income 11,658,921 12,031,526
Non mark-up / interest expenses
Operating expenses 11,761,773 10,948,842
Workers Welfare Fund (65,991) (162,429)
Other charges 137,643 16,203
Total non-mark-up / interest expenses 11,833,425 10,802,616
(Loss) / profit before provisions (174,504) 1,228,910
(Reversals) / provisions and write offs - net (88,703) 158,298
Extraordinary / unusual items - -
(Loss) / profit before taxation (85,801) 1,070,612
Taxation 170,807 431,577
(Loss) / profit after taxation (256,608) 639,035
Attributable to:
Equity holders of the bank (245,285) 615,152
Non-controlling interest (11,323) 23,883
  (256,608) 639,035
Basic and diluted (loss) / earning per share - Rupees (0.21) 0.34
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.