Financials -  Yearly
Mobilink Microfinance Bank Limited
Balance Sheet
  As at December 31, 2019  
 
2019
(Rupees)
2018
(Rupees)
Assets
Cash and balances with SBP and NBP 2,187,973,424 2,134,916,179
Balances with other banks/NBFIs/MFBs 10,830,601,597 5,162,381,361
Lending to financial institutions - -
Investments - net of provisions 5,252,109,674 5,408,581,609
Advances - net of provisions 15,072,876,354 12,428,377,027
Operating fixed assets 1,560,757,340 729,541,801
Other assets 3,129,116,474 2,194,622,020
Deferred tax asset - net 141,647,212 56,273,879
Total Assets 38,175,082,075 28,114,693,876
Liabilities
Deposits and other accounts 29,224,876,433 22,091,485,932
Borrowing - -
Subordinated debt - -
Other liabilities 4,090,960,329 2,059,393,830
Deferred tax liabilities - -
Total Liabilities 33,315,836,762 24,150,879,762
Net assets 4,859,245,313 3,963,814,114
Represented by:
Share capital 2,713,596,830 2,713,596,830
Statutory reserves 516,340,244 332,173,703
Depositor's protection fund 147,614,175 86,860,323
Unappropriated profit 1,480,440,643 789,816,115
  4,857,991,892 3,922,446,971
Surplus on revaluation of assets 1,253,421 41,367,143
Deferred grants - -
Total capital 4,859,245,313 3,963,814,114

Mobilink Microfinance Bank Limited
Profit and Loss Account
  For the year ended December 31, 2019
 
 
2019
(Rupees)
2018
(Rupees)
Mark-up / return / interest earned 5,303,981,442 3,356,863,523
Mark-up / return / interest expensed (961,515,684) (389,543,416)
Net mark-up / interest income 4,342,465,758 2,967,320,107
Provision against non-performing loans and advances - net (460,475,975) (197,192,207)
Provision for diminution in the value of investments - -
Bad debts written off directly - -
  (460,475,975) (197,192,207)
  - -
Net mark-up / interest income after provisions 3,881,989,783 2,770,127,900
Non mark-up / non interest income
Fee, commission and brokerage income - net 79,245,758 430,200,263
Dividend income 75,109,486 82,832,546
Other income 4,635,404 556,437
Total non markup / non interest income 158,990,648 513,589,246
  4,040,980,431 3,283,717,146
Non mark-up / non interest expenses
Administrative expenses (2,767,197,147) (2,058,286,242)
Other provisions / write offs - -
Other charges (8,090,646) (4,629,562)
Total non mark-up / non interest expenses (2,775,287,793) (2,062,915,804)
  1,265,692,638 1,220,801,342
Extra ordinary / unusual items - -
Profit before taxation 1,265,692,638 1,220,801,342
Taxation - current (416,956,181) (391,914,275)
             - prior year - (32,489,925)
             - deferred 72,096,247 21,624,108
  (344,859,934) (402,780,092)
Profit after taxation 920,832,704 818,021,250
Unappropriated profit / (loss) brought forward 793,633,011 180,117,074
Profit available for appropriation 1,714,465,715 998,138,324
  Appropriations:
Transfer to:    
Statutory reserve (184,166,541) (163,604,250)
Capital reserve - -
Contribution to depositors protection fund (46,041,635) (40,901,063)
Revenue reserve - -
Proposed cash dividend Rs. Nil per share (2018: Rs. Nil per share) - -
Others - -
  (230,208,176) (204,505,313)
Unappropriated profit carried forward 1,484,257,539 793,633,011
Earnings per share (Rupees) 3.39 3.01
Auditor(s):

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