Financials - Half Yearly
The Punjab Provincial Cooperative Bank Limited
Balance Sheet
  As at June 30, 2019
(Rupees in ' 000)
 
June 30, 2019
Jun 30, 2018
Assets
Cash and balances with treasury banks 742,268 1,218,756
Balances with other banks 959,517 805,565
Lendings to financial institutions - -
Investments 2,876,398 2,911,628
Advances 9,861,768 10,207,775
Fixed assets 7,179,735 7,176,161
Intangible assets 1,778 3,935
Deferred tax assets - -
Other assets - net 833,784 857,475
  22,455,248 23,181,295
Liabilities
Bills payable 52,635 55,502
Borrowings - -
Deposits and other accounts 4,579,982 5,324,183
Liabilities against assets subject to finance lease - -
Subordinated debt - -
Deferred tax liabilities - -
Other liabilities 3,624,550 3,569,088
  8,257,167 8,948,773
Net assets 14,198,081 14,232,522
Represented by
Share capital/ Head office capital account - net 7,885,490 7,885,556
Reserves 809,147 742,108
Surplus on revaluation of assets 7,266,202 7,385,478
Unappropriated (loss) (1,762,758) (1,780,620)
  14,198,081 14,232,522

The Punjab Provincial Cooperative Bank Limited
Profit and Loss Account
  For the six months ended June, 2019
(Rupees in ' 000)
 
Jun 30, 2019
Jun 30, 2018
Mark-up / return / interest earned 1,910,233 1,845,307
Mark-up / return / interest expensed (207,511) (150,119)
Net mark-up / interest income 1,702,722 1,695,188
Non mark-up / interest income
Fee and commission income 19,645 18,295
Dividend income 38,801 34,130
Foreign exchange income - -
Income / (loss) from derivatives - -
Gain / (Loss) on securities - -
Other income 102,279 103,239
Total non-markup / interest income 160,725 155,664
Total income 1,863,447 1,850,852
Non mark-up / interest expenses
Operating expenses (1,432,082) (1,565,416)
Workers welfare fund - -
Other charges (651) (13)
Total non-markup / interest expenses (1,432,733) (1,565,429)
Profit before provisions 430,714 285,423
Provisions and write offs - net (100,000) (120,000)
Extra ordinary / unusual items - -
Profit before taxation 330,714 165,423
Taxation (68,358) (45,570)
Profit after taxation 262,356 119,853
Basic earnings per share - Rupees 3.33 1.52
Diluted earnings per share - Rupees - -
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.