Financials -  Yearly
Soneri Bank Limited
Statement of Financial Position
  As at December 31, 2019
(Rupees in ' 000)
 
2019
2018
Assets
Cash and balances with treasury banks 33,961,308 26,019,679
Balances with other banks 2,074,533 1,179,612
Lendings to financial institutions 1,202,243 3,921,270
Investments 177,056,116 146,645,533
Advances 204,901,313 186,475,183
Fixed assets 8,328,905 6,238,673
Intangible assets 466,686 454,536
Deferred tax assets - -
Other assets 14,549,678 11,563,302
  442,540,782 382,497,788
Liabilities
Bills payable 3,960,957 3,993,525
Borrowings 95,705,109 81,962,917
Deposits and other accounts 302,082,985 262,378,761
Liabilities against assets subject to finance lease - -
Sub-ordinated debt 6,995,200 6,996,400
Deferred tax liabilities 951,459 120,054
Other liabilities 12,631,477 9,057,257
  422,327,187 364,508,914
Net assets 20,213,595 17,988,874
Represented by
Share capital 11,024,636 11,024,636
Reserves 2,490,432 2,109,227
Surplus on revaluation of assets 1,893,455 542,637
Unappropriated profit 4,805,072 4,312,374
  20,213,595 17,988,874

Soneri Bank Limited
Profit and Loss Account
  For the year ended December 31, 2019
(Rupees in ' 000)
 
2019
2018
Mark-up / return / interest earned 38,790,413 21,599,792
Mark-up / return / interest expensed 30,864,247 14,646,799
Net mark-up / interest income 7,926,166 6,952,993
Non mark-up / interest income
Fee and commission income 1,874,447 1,705,716
Dividend income 332,221 258,938
Foreign exchange income 1,141,514 988,637
(Loss) / gain on securities - net (523,831) 260,127
Other income 36,811 46,753
Total non-markup / interest income 2,861,162 3,260,171
Total income 10,787,328 10,213,164
Non mark-up / interest expenses
Operating expenses 8,190,466 7,420,176
Workers' welfare fund - net (120,733) (61,077)
Other charges 59,748 20,484
Total non-markup / interest expenses 8,129,481 7,379,583
Profit before provision 2,657,847 2,833,581
(Reversals) / provision and write of net (588,899) (71,072)
Extra ordinary / unusual items - -
Profit before taxation 3,246,746 2,904,653
Taxation 1,340,722 1,120,989
Profit after taxation 1,906,024 1,783,664
Basic earnings per share 1.7289 1.6179
Diluted earnings per share 1.7289 1.6179
Auditor(s):

Pakistan Banks' Association 2005. All Rights Reserved.