Financials - Half Yearly First Women Bank Limited Balance Sheet   As at June 30, 2018 (Rupees in ' 000)   Jun 30, 2018 Dec 31, 2017 Assets Cash and balances with treasury banks 1,749,098 1,438,429 Balances with other banks 91,131 62,606 Lendings to financial institutions 99,636 0 Investments 12,461,074 13,587,722 Advances 9,485,623 8,875,631 Operating fixed assets 309,710 323,546 Deferred tax asset - net 152,384 151,769 Other assets - net 407,162 389,228   24,755,818 24,828,931 Liabilities Bills payable 339,067 530,291 Borrowings from financial institutions 4,191,549 3,903,832 Deposits and other accounts 16,187,837 16,259,737 Sub-ordinated loans - - Liabilities against assets subject to finance lease - - Deferred tax liability - - Other liabilities 384,674 402,360   21,103,127 21,096,220 Net assets 3,652,691 3,732,711 Represented by Share capital 3,994,113 3,994,113 Statutory reserve 307,717 307,717 Accumulated loss -772,746 -695,455   3,529,084 3,606,375 Surplus on revaluation of assets 123,607 126,336   3,652,691 3,732,711 First Women Bank Limited Profit and Loss Account   For the six months ended June 30, 2018 (Rupees in ' 000)   Jun 30, 2018 Jun 30, 2017 Mark-up / return / interest earned 624,639 552,900 Mark-up / return / interest expensed -284,086 -243,542 Net mark-up / interest income 340,553 309,358 Reversal against non-performing loans and advances - net -21,971 -11,397 Reversal against diminution in the value of investments - - Bad debts written off directly - -   -21,971 -11,397 Net mark-up / interest income after provisions 318,582 297,961 Non mark-up / interest income Fee, commission and brokerage income 38,562 35,140 Dividend income 4,239 5,673 Income / (Loss) from dealing in foreign currencies - net 16,663 9,591 Gain on sale / redemption of securities - net 63 16,350 Unrealized loss on revaluation of investments classified as held for trading - - Other income - net 6,047 6,535 Total non mark-up / interest income 65,574 73,289   384,156 371,250 Non mark-up / interest expenses Administrative expenses -454,849 -453,557 Other provisions / write offs - -1,441 Other charges (SBP penalty) -21 -7 Total non-mark-up / interest expenses -454,870 -455,005 Extra ordinary / unusual item - - (Loss) / profit before taxation -70,714 -83,755 Taxation - current -8,628 -6,277              - deferred 162 -9,359   -8,466 -15,636 Profit after taxation -79,180 -99,391 Basic and diluted earnings per share -0.23 -0.28 Auditor(s): KPMG Taseer Hadi & Co. Chartered Accountants Pakistan Banks' Association 2005. All Rights Reserved.