Financials - Half Yearly SME Bank Limited Balance Sheet   As at June 30, 2018 (Rupees in ' 000)   Jun 30, 2018 Dec 31, 2017 Assets Cash and balances with treasury banks 565,013 435,791 Balances with other banks 12,639 11,321 Lendings to financial institutions - - Investments 7,639,495 6,911,314 Advances 2,345,348 2,505,509 Operating fixed assets 66,855 64,251 Deferred tax assets - net 507,525 465,198 Other assets 587,357 601,710   11,724,232 10,995,094 Liabilities Bills payable 57,796 92,554 Borrowings 5,789,488 5,308,315 Deposits and other accounts 6,084,449 5,343,655 Sub-ordinated loans - - Liability against assets subject to finance lease - - Deferred tax liabilities - - Other liabilities 692,059 684,915   12,623,792 11,429,439 Net assets (899,560) (434,345) Represented by Share capital 2,392,507 2,392,507 Reserves 206,526 206,526 Unappropriated loss (3,378,287) (3,005,398)   (779,254) (406,365) Deficit on revaluation of assets - net of tax (120,306) (27,980)   (899,560) (434,345) SME Bank Limited Profit and Loss Account   For the six month ended June 30, 2018 (Rupees in ' 000)   Jun 30, 2018 Jun 30, 2017 Mark-up / return / interest earned 359,000 295,201 Mark-up / return / interest expensed 315,747 235,668 Net mark-up / interest income 43,253 59,533 Provision against non-performing loans advances - net (12,053) (3,676) Charge / (reversal) for diminution in the value of investments 47,747 70 Bad debts written off directly - -   35,694 (3,606) Net mark-up / interest income after provisions 7,559 63,139 Non mark-up / interest income Fee, commission and brokerage income 5,022 5,353 Dividend income 1 - Income from dealing in foreign currencies - - Gain on sale of securities 1,606 9,077 Unrealized gain on revaluation of investments classified as held for trading - - Other income 801 615 Total non mark-up / interest income 7,430 15,045   14,989 78,184 Non mark-up / interest expenses Administrative expenses 427,195 412,769 Other provisions / write offs (1,454) 1,891 Other charges - - Total non mark-up / interest expenses 425,741 414,660 Loss before taxation (410,752) (336,476) Taxation - current 4,755 3,171              - prior - (198,095)              - deferred (42,618) (114,508)   (37,863) (309,432) Loss after taxation (372,889) (27,044) Basic / diluted profit / (loss) per share (Rupees) (1.56) (0.11) Auditor(s): Pakistan Banks' Association 2005. All Rights Reserved.